Notes on finances
and freedom.
A field journal on money, work, and the freedom that comes from building small systems, early. For anyone who wants their time to actually compound into something.
Recent writing.
How to make money, keep money, and build freedom.
The financial talk I wish someone had given me at twenty-two. The bucket order, compound interest, the tax-advantaged accounts nobody explains, and the three things to do this week. Written for grad students who want their twenties to count.
From software to controls. Should you make the switch?
A practical guide for software engineers considering automation and industrial controls. Job security, skills to build, and why this might become a hobby you actually get paid for.
How to actually talk to recruiters without lying.
The résumé-and-LinkedIn game, written honestly. Why most advice is performative. What actually moves the needle for someone early in their career.
The health stack of a cheap twenty-something.
Sleep, sunlight, resistance training, and the one supplement that actually has evidence behind it. What you can do when you're broke but serious.
An immigrant's guide to the H1B lottery.
How to plan a life around a coin flip. What to prepare before the April window. And what to do if it doesn't go your way.
the author
I'm Karan Singh. I write about the things I keep thinking about — personal finance, work, health, self-improvement, and the small systems behind a life that quietly compounds.
This journal exists because most of the writing aimed at young adults is either selling something or too theoretical to act on. I try to write the opposite: specific, tested, and honest about what didn't work first.
If something here is useful to you — send it to one friend. That's the whole goal.
Follow along
on LinkedIn.
I post shorter versions of these essays on LinkedIn — plus the occasional career thread, tool I'm using, or book I'm reading. If you're a student or early-career, that's where the back-and-forth actually happens.